Research Outline

Profile of 30-35 Year Olds


To provide a demographic profile of 30-35 year olds with fair to good credit (550-700 FICO) including income, education, political party, ethnicity, marital status, and children.

Early Findings

Population Size and Gender

Income of 30-34 Year Olds with FICO Score of 500-700

  • 41% of 30-39 year olds have a FICO score of less than 621, 18% have a score of 621-680, and 10% have a score of 680-720.
  • The average FICO score for those aged 30-39 is 673.
  • People in the low-income bracket earning less than 50% of the median family income have an average credit score of 664; while moderate income earners, earning 50-75% of the median family income, have a 716 average credit score.
  • The median household income in the U.S. in 2019 was $65,712.
  • Based on this, an income estimate for low income households with less than 50% of the median family income is $32,856 (50% of $65,712), while households with moderate income of 50-75% of the median household income earn $32,856 (50% of $65,712) to $49,284 (75% of $65,712).
  • With this estimates, the population of 30-34 year olds with an income of may be estimated to have an income of $32,856-$49,284, and this segment adds up to 1.8 million people:


The ethnic breakdown of 30-34 year olds in the U.S. is:
  • White (Hispanic and Non-Hispanic): 17 million
  • Black (Hispanic and Non-Hispanic): 1.6 million
  • American Indian and Alaska Native (Hispanic and Non-Hispanic): 0.5 million
  • Asian (Hispanic and Non-Hispanic): 1.9 million
  • Native Hawaiian and Other Pacific Islander (Hispanic and Non-Hispanic): 0.1 million

Political Party Affiliation of 30-35 Year Olds

  • According to Pew Research, "Millennials (ages 24 to 39 in 2020), are more Democratic leaning than older generations: 54% of Millennials identify with the Democratic Party or lean Democratic, while 38% identify with or lean to the GOP."

Summary of Findings

  • In this preliminary hour of research we found information to triangulate an indicative estimate of the income for 30-35 year old based on the FICO score provided. We also provided information on the political affiliation in this group.
  • From our research, the demographic details may not specifically be available in the age bracket provided (30-35). In some instances it is provided as 30-34, 30-39 of 25-39.
  • We have focused on the U.S.
  • Due to time constraints, we were unable to provide the other requested details and suggest continued research as below: