Research Outline

Banks - Consumer Rewards Credit Cards: United States

Goals

To understand which banks in the US offer customer reward cards and what types of rewards they offer.

Early Findings

Wells Fargo

Wells Fargo offers 3 points based reward credit cards. Each card has been entered into the spreadsheet.
  • The Wells Fargo American Express offers 3x points for restaurants, gas, rideshares, transit, flights, hotels, homestays, and car rentals.
  • Both the Signature Visa and Wells Fargo Rewards card offer a 5x point bonus for sign up.

Sun Trust

Sun Trust has 3 cash back reward credit cards. Each card has been entered into the spreadsheet.
  • The Sun Trust Rewards card offers 2% cash back on gas and groceries.
  • The Sun Trust Travel Rewards card offers 3% cash back on travel purchases.
  • The Prime Reward Card has an introductory offer of 3 years at prime rate.

PNC

PNC has 3 rewards cards. Each card has been entered into the spreadsheet.
  • The PNC Cash Rewards Visa offers 4% cash back on gas purchases.
  • The PNC Points Visa offers 4x points per $1 for all purchases.
  • The PNC Premier Traveler Visa Signature Card offers 2x airline miles for every $1 spent.