•  This spreadsheet has been populated with the next cards.

First Federal: Visa® Real Rewards Card

• In order to determine the worth of each point, we calculated it as follows;
•  1.5 points on a dollar are equal to 1.5% cash back.
• 1.5% of $1=$0.015

First Federal: Visa® College Real Rewards Card

• In order to determine the worth of each point, we calculated it as follows;
•  2,500 bonus rewards points can be redeemed as $25. 
• $25/2500=$0.01

American Federal Bank: Visa® Real Rewards Card

•  1.5 points on a dollar are equal to 1.5% cash back.
• 1.5% of $1=$0.015