Prepared for Chris C. | Delivered March 14, 2020
Canadian Credit Card Rewards Programs-2
To learn about the following reward programs: TD Rewards, Scotia Rewards, Avion (RBC), BMO Rewards, Airmiles, AMEX Membership Rewards, Areoplan, CIBC Aventura. The research will be used to learn about the background of a client.
Charts that outline points required for flights
American Express' Fixed Points Travel Program
uses a chart which outlines
the minimum required number of points that can be redeemed for a flight. Aeroplan and Air Miles
use similar charts
TD Bank doesn't appear to change customers a fee when they redeem points through the call centre, as
this isn't indicated
on their website.
TD Bank enables clients to pay using rewards points through their
"Pay With Rewards" program
. This is done
through the TD app
, which is also
used to pay Canadian bills
. The redemption minimum is set at
$25 or 10,000 TD Rewards
TD Business Travel Visa* Credit Card offers up to
$247 in annual fee rebates
, but customers qualify for this automatically, without spending rewards points. There is no indication that TD Bank allows cardholders to pay their annual credit fee with reward points.
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