Items that an Independent Musician can Include in their Budget

1. Living expenses

• It is important for one to ensure that they put aside money for accommodation every month.

2. Music

• The overall budget should include a section dedicated to music-related expenses.  
• This can include buying or renting new instruments and paying for advertisements for music online.
• This should include anything that will help to accelerate the music career and provide a good return on investment.  

3. Transportation

• The cost of getting around is important for a musician.
• If one is using a van, they should factor in the maintenance and gas costs. 

4. Recurring Bills

• To avoid missing bill payments and focus on music, one can set up a standing order for the recurring bills to avoid forgetting.
•  Taxes should also be included. 

5. Food

• An independent musician needs to decide how much they will be spending on food every month, especially if they are on the road.

• It is also important to create an emergency fund for unforeseeable circumstances.