Research Outline

HELOC Offers in the US


To provide a list of HELOC providers that offer $400,000 or as close as possible, and rank by APR interest rate.

Early Findings

HELOCs With the Best APRs

  • We have completed the attached spreadsheet with HELOCs that have the best APRs, according to third-party comparison sites such as Time, Bankrate, NerdWallet, The Wallet,
  • Some banks in the US with the lowest APR rates and with limits over $400,000 include US Bank, PenFed Credit Union, Bank of America, PNC Bank, SunTrust, Flagstar Bank, and Fifty Third Bank.