WGC Thailand


To research how increased access to financial services is affecting local investment behaviour and attitudes in Thailand. In particular, what impact increased financial empowerment in Thailand has had on investing in Thai Baht, U.S. Dollars, physical gold, virtual gold, gold shares and jewellery and other investment types.

Early Findings

Overview Financial Inclusion

  • According to a 2016 survey by the Bank of Thailand, an estimated 2.7% of the Thai population lacks access to financial services, with 5.9% lacking access to loan services.
  • Equally, 1.3% of the people accessed loans outside the financial system, i.e., from informal lenders and loan sharks. Overall, 52.5% of Thai population had no loans at all.
  • In Thailand, lack of financial access leads to income inequality for low-income families; however, microfinance institutions (MFIs) have increased access to financial services for poor households at affordable rates through various finance programs, including Village Fund (VF) and Saving Groups for Production (SGPs).

Changing Investor Behavior in Thailand

Summary of Findings

  • The initial research has uncovered some findings about the changing retail investment behavior in Thailand, which are resulting from multiple technological changes, such as the use of high-speed algorithmic trading programs. Therefore, continued research would likely unearth details about how increased financial inclusion has affected investments into the Thai Baht, U.S. Dollars, physical gold, virtual gold, gold shares, jewellery, and other investment types.

Research proposal:

Only the project owner can select the next research path.
Need a similar proposal? Let's launch your next project!