Wonder

Research Outline

Prepared for Olivia C. | Delivered April 9, 2020

Field Marketing Organizations- Medigap and Medicare Supplement Companies

Goals

To develop a spreadsheet with information pertaining to Field Marketing Organizations and their best general agents (including commission rates) servicing the top rated insurance providers contracted with Medigap and Medicare Supplement Companies. The spreadsheet should include the FMO's in the U.S. that service these companies:

Combined Insurance Company (A+)
United Health Care Medicare Supplement (A)
Aetna – American Continental Medicare Supplement(A)
Transamerica Medicare Supplement (A+)
Cigna Medicare Supplement (A-)
State Farm Medicare Supplement (A++)
USAA Medicare Supplement (A++)
United American Medicare Supplement(A+)
Mutual of Omaha Medicare Supplement (A+)
AARP Medicare Supplement

Early Findings

As we began our earch for the FMOs in the U.S., we gained insight about the specificss of using an FMO and the top-rated companies that service Medigap and Medicare Helathcare Supplements. The following are some key points found:
A list can be comprised by acessing data from a paywall for field marketing companies in the U.S. that service insurance companies.
Some FMOs offer full vested commissions on sales  along with additional benefits.
 FMOs help to cut out the process of performing market research and analytics of what products to offer your clients and why. 
 Sources such as medicare.gov and run quotes in the area you will be working to make sure your FMO has these contracts.
 FMOs work by making a percentage of commission on top of the full commission you make.
 FMOs who have been in the business a long time generally have the experience and knowledge needed to help companies with marketing goals.  