United Refuah

•  United Refuah is a Jewish healthshare program that requires its members to agree to follow Jewish beliefs, refrain from tobacco use, follow the Jewish scripture, avoid the use of illegal and prescribed drugs, engage in regular exercise and eat healthy.
• Monthly contributions for families of 3-6 members cost $519 when using a bank debit card and $539 when using a credit card.
• Whether members are paying with their bank debit card or credit card, there is an additional $50 charge for each member of the family.
• Members are responsible for their pre-share costs and 20% copay. For a family, the pre-share amount is $1500 with a maximum 20% co share of $8,000.

• There is also a $125 fee due at signup, a recurring $75 fee after that, $1500 Pregnancy Fee per pregnancy for Couple memberships, and a $2500 Pregnancy Fee for a Single (married) membership.
•  Services include:
• "Inpatient or Outpatient hospital treatment or surgery for a medically diagnosed condition  
•  Doctor’s visits related to each medical incident  
•  Physical therapy and home health care for each related medical incident  
•  Total bills incurred per incident over the Single, Couple or Family Annual Preshare Amount*  
•  Care for medical emergencies  
•  Chiropractic Care"
• On the other hand, the program DOES NOT cover:
• "Pre-existing conditions for the first 12 months of participation  
•  Dental/Vision services or procedures  
•  Medical costs less than the Single, Couple or Family Annual Preshare Amount*  
•  Abortions, Contraceptives, Sex Changes  
•  Cosmetic Procedures which are not medically necessary  
•  Gastric Bypass/Sleeve or other types of bariatric/weight loss surgeries"
• There are very little reviews on this healthshare program since it is one of the only Jewish healthshare programs in the United States. However, the program does have one review on Google that is 5-stars.

Samaritan Ministries

•  Samaritan Ministries is a faith-based healthshare program in the U.S.
•  In order to qualify, members must be a professing Christian, attend church regularly, agree to bear other members' burdens, avoid the abuse of legal drugs or use of illegal drugs, limit alcohol consumption, avoid premarital sex, send in the assigned share on time, avoid suing other Christians, sign and send in the Membership Continuation Form annually, and have someone to hold them accountable.
• After running a quote into the website for a family of 3+, the Samaritan Classic option costs roughly $530.00 monthly and the price of a Basic Samaritan plan is roughly $250.00 monthly.
• This amount varies based on the age of the adult members.
• For each plan, there is an initial unshareable amount that the member is responsible for. For the Samaritan Basic option, the amount is $1500 and for the Classic option, the amount is $300.
• There is also a non-refundable startup fee of $200.
• "Medical needs are submitted on a per person per incident basis for illnesses or injuries resulting in visits to licensed medical professionals, emergency rooms, or hospitals (inpatient and outpatient). "
• There is a maternity limit for both plan types. For the Samaritan Classic plan, the limit is $250,000 and $5,000 for the basic option. There is also limit per need for each option. For the Classic plan, the limit is $250,000 and $236,500 for the basic plan.
• We have also provided 3 positive and 3 negative reviews in the spreadsheet.